Obamacare (ACA)
Marketplace health plans with premium tax credits and cost-sharing reductions. 4 out of 5 enrollees can find a plan for $10/month or less after subsidies. We check your eligibility for free.
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What's included:
- Premium tax credits: plans from $0–$10/month for many
- Covers pre-existing conditions — guaranteed
- Free preventive care included
- Special Enrollment Periods year-round
- Free subsidy estimate in 2 minutes
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Obamacare (ACA) — FAQs
Who qualifies for Obamacare subsidies?
Most households earning between 100% and 400% of the Federal Poverty Level qualify for premium tax credits — and enhanced subsidies extend help above that level. Use our free estimator to see your savings.
When can I enroll in an ACA plan?
Open Enrollment runs November 1 – January 15. Outside that window you can enroll with a qualifying life event: losing coverage, getting married, having a baby, or moving.
Does Obamacare cover pre-existing conditions?
Yes. All ACA marketplace plans are guaranteed-issue: insurers cannot deny you or charge more because of your medical history.
What documents do I need to enroll?
Typically just your household income estimate, Social Security numbers (or immigration documents) for applicants, and dates of birth. An agent can complete your application in about 15 minutes.