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RS Health Plans

Health Insurance

Individual and family health plans, short-term coverage and supplemental options. We compare every option available in your ZIP code so you get the best protection at the lowest price.

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What's included:

  • Individual & family plans (PPO, HMO, EPO)
  • Short-term medical for coverage gaps
  • Supplemental: accident, critical illness, hospital indemnity
  • Year-round enrollment options
  • Free plan comparison — no obligation

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We work with 20+ top carriers to find you the best price — free of charge.

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Health Insurance — FAQs

Can I buy health insurance outside open enrollment?
Yes — if you qualify for a Special Enrollment Period (marriage, birth, losing coverage, moving). Short-term and supplemental plans are also available year-round.
What is the difference between an HMO and a PPO?
HMO plans require you to use a network and get referrals, usually at lower cost. PPO plans let you see out-of-network doctors without referrals, with more flexibility at a higher premium.
Do you charge for your help?
No. Our service is 100% free for you — we’re compensated by the insurance carriers, and your premium is the same whether you enroll with us or on your own.

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